Law Office of Roland R. Esparza, P.C. - San Antonio Personal Injury Attorney

Call Toll Free888.447.9456

Local Calls210.807.8158

Hablamos Español

Make Payment Lawpay

Call Toll Free 888.447.9456
Local Calls 210.807.8158

Hablamos Español

Make Payment Lawpay

Our first priority is our client’s health and safety. Due to COVID-19 our office is taking precautions to keep our clients and their families safe. We have expanded our options for remote consultations. Please contact our office to discuss whether a phone consultation or video conference (FaceTime or Zoom) is appropriate for you. Thank you.

Retaining FSGLI coverage following divorce

Oftentimes, the spouses of the service members working at any of the many military installations found near San Antonio put their own careers and professional pursuits on hold to support the work of their significant others. This is often only possible thanks to the many benefits that they enjoy on top of their service member spouses’ salaries. Given their dependency on their spouses’ support, it may come as little surprise to learn that one of the most valued military benefits is life insurance. On top of the coverage that service members receive as part of their regular pay and benefits, their families may also secure additional coverage at discounted rates through Family Service members Group Life Insurance. According to the website, such coverage pays qualifying spouses up to $100,000 in the event of a service member’s death. 

Many military spouses often question what happens to that coverage if they get a divorce. Even though they may no longer be married to service members, they may still rely on them for a bulk of their financial support. If they have children with their former service member spouses, then coverage for the kids may still be available. The U.S. Department of Veteran’s Affairs shows that dependent children can qualify for up to $10,000 in FSGLI coverage. 

As is the case with a majority of military benefits, coverage for a civilian spouse ends if and when a military couple chooses to divorce. However, according to the VA, the divorced spouse has the option to convert his or her FSGLI coverage over into a commercial policy within 120 days of the dissolution of the marriage without having to provide proof of good health. He or she must simply submit their former spouse’s most recent Leave and Earnings statement alongside the application for coverage, along with his or her Certificate of Dissolution of Marriage. 

Contact Form

  Email Us For A Response

Office Location

Law Office of Roland R. Esparza, P.C.
325 S Flores St.,
San Antonio, TX 78204

Toll Free: 888-447-9456
Phone: 210-807-8158
Fax: 210-227-5353
San Antonio Law Office Map

Review Us
FindLaw Network