All your life you have been in pretty good shape, and when you recently got hurt, you downplayed the injury’s effects, perhaps even to yourself. For example, when you hurt your back lifting a package, you powered through the pain for a few weeks while taking a minimum amount of over-the-counter pain medications.
Now, though, you have been in a car accident and are grappling with serious injuries, some of which may be long-lasting. It can be tempting to downplay your pain again. After all, who wants to admit, “I am in agony. I feel weak. I am scared that I will never feel well again.” It is easier to tell people and yourself, “It is not so bad. I will be okay. I will do a hike today even if that means I am unable to move the rest of the day.”
However, these types of actions could prove quite costly when it comes to compensation, not to mention that stressing your injuries and going against any doctors’ orders could set your progress back.
Insurers rely in part on your statements
When an insurance company decides how much to give you for compensation, statements such as, “It is not too bad,” and “I feel good today,” paint the picture of a person who may be exaggerating injuries. Likewise, if you post photos of yourself hiking on Facebook when you have told insurers that you cannot hike, that comes across as shady behavior. You could be accused of lying to your doctors and to the insurance adjusters, even if you cut the hike short and posted the pictures just to reassure your parents, who constantly worry about your ability to get around.
Similarly, if you exacerbate an injury or are slow to heal, insurers could claim it is because you have embarked on activities a doctor has not cleared you to do yet. The net result could be insufficient compensation for the severity of your injuries.