Many people make mistakes when submitting an auto insurance claim in Texas, which can violate the conditions of their policy. It’s important to read through your policy and avoid skimming over any of the information.
What not to do when filing a claim
You want to avoid waiting to contact your auto insurance. You need to notify them of any damage that has occurred to your vehicle as soon as possible. Your coverage may be denied if you wait too long to submit the information.
Failure to cooperate with your insurance provider will also be problematic. It’s important to provide them with everything they request to avoid having your coverage denied.
Failure to retain the damaged property is also an issue; even if your car was totaled, make sure the insurer can investigate before it’s disposed of. The adjuster will want to take a look at the damage to determine how much money your claim is worth.
Steps to take after you’re in a car accident
When you’re involved in a car accident, take photos of the damage, which you’ll need to submit when filing an insurance claim. Avoid taking responsibility for the auto accident or apologizing for the accident if another motorist is involved. Call the police to ensure a report is filed and that all details are documented.
Who can you contact for legal assistance?
Contact an attorney if you need assistance submitting an insurance claim or you are encountering issues with your provider, especially if mistakes were made on your claim. A legal professional may review the details to help you obtain the compensation you deserve for necessary repairs or a new vehicle.